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MRI lower back without contrast at Spencer Municipal Hospital. CPT 72148.

What Spencer Municipal Hospital publishes for this service, straight from its standard-charges file, last updated January 1, 2026.

Outpatient / ER

$1,235cash price (self-pay)
$1,646list price
$227–$1,564range insurers pay
Insurance planNegotiated rate
Wellpoint | Medicare Advantage$227
Aetna | Medicare Advantage (HMO & PPO)$227
Wellmark | Medicare Advantage$230
Humana | Medicare Advantage (ALL)$230
Wellpoint | Medicaid$231
Iowa Total Care | Medicaid$231
Molina | Medicaid$231
UHC | Medicare Advantage$296
Wellmark | HMO$720
Wellmark | PPO$791
Health Partners | ALL$1,317
Aetna | Commercial HMO$1,481
UHC Commercial | ALL$1,481
Aetna | Commercial PPO$1,564
Humana | Commercial$1,564
Midlands Choice | All$1,564

Inpatient

$1,235cash price (self-pay)
$1,646list price
$205–$1,564range insurers pay
Insurance planNegotiated rate
UHC | Medicare Advantage$205
Wellpoint | Medicare Advantage$227
Aetna | Medicare Advantage (HMO & PPO)$227
Wellmark | Medicare Advantage$230
Humana | Medicare Advantage (ALL)$230
Wellpoint | Medicaid$231
Iowa Total Care | Medicaid$231
Molina | Medicaid$231
Wellmark | HMO$720
Wellmark | PPO$791
Health Partners | ALL$1,317
Aetna | Commercial HMO$1,481
UHC Commercial | ALL$1,481
Aetna | Commercial PPO$1,564
Humana | Commercial$1,564
Midlands Choice | All$1,564
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All common services at Spencer Municipal Hospital