Emergency visit, highest (level 5) at Spencer Municipal Hospital. CPT 99285.
What Spencer Municipal Hospital publishes for this service, straight from its standard-charges file, last updated January 1, 2026.
Outpatient / ER
$547cash price (self-pay)
$973list price
$577–$1,155range insurers pay
| Insurance plan | Negotiated rate |
|---|---|
| Wellpoint | Medicare Advantage | $577 |
| Aetna | Medicare Advantage (HMO & PPO) | $577 |
| Wellmark | Medicare Advantage | $583 |
| Humana | Medicare Advantage (ALL) | $583 |
| Wellpoint | Medicaid | $587 |
| Iowa Total Care | Medicaid | $587 |
| Molina | Medicaid | $587 |
| UHC | Medicare Advantage | $750 |
| Health Partners | ALL | $778 |
| Aetna | Commercial HMO | $875 |
| UHC Commercial | ALL | $875 |
| Aetna | Commercial PPO | $924 |
| Humana | Commercial | $924 |
| Midlands Choice | All | $924 |
Inpatient
$912cash price (self-pay)
$1,216list price
$519–$1,155range insurers pay
| Insurance plan | Negotiated rate |
|---|---|
| UHC | Medicare Advantage | $519 |
| Wellpoint | Medicare Advantage | $577 |
| Aetna | Medicare Advantage (HMO & PPO) | $577 |
| Wellmark | Medicare Advantage | $583 |
| Humana | Medicare Advantage (ALL) | $583 |
| Wellpoint | Medicaid | $587 |
| Iowa Total Care | Medicaid | $587 |
| Molina | Medicaid | $587 |
| Health Partners | ALL | $973 |
| Aetna | Commercial HMO | $1,094 |
| UHC Commercial | ALL | $1,094 |
| Aetna | Commercial PPO | $1,155 |
| Humana | Commercial | $1,155 |
| Midlands Choice | All | $1,155 |
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