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Emergency visit, highest (level 5) at St. Charles Hospital. CPT 99285.

What St. Charles Hospital publishes for this service, straight from its standard-charges file, last updated February 19, 2026.

Outpatient / ER

—cash price (self-pay)
$2,817list price
$144–$2,817range insurers pay
Insurance planNegotiated rate
BCBS-NY Empire | MA$711
Aetna | Medicare$726
BCBS-NY Empire | BCBS BH CARELON BEACON ALT PLAN$726
BCBS-NY Empire | BEACON HEALTH BC BS$726
Beacon Health Strategies | Medicare$726
Centerlight Healthcare | PACE$726
Centers Plan For Healthy Living | Medicare$726
Agewell New York | Medicare HMO$751
Beacon Health Strategies | Exchange$943
Beacon Health Strategies | Commercial$1,016
Beacon Health Options | Commercial$1,214
Brighton | LOCAL 3 MAGNA JIB$1,381
Beacon Health Options | CHP$1,409
Beacon Health Options | Medicaid$1,409
Brighton | Direct Plus$1,588
Brighton | PPO$1,588
Aetna | Narrow Network$1,614
Centivo | Commercial$1,669
BCBS-NY Empire | Blue Access Small Group$1,779
Beacon Health Options | Medicare$1,791
Allied Wellfare Fund | Commercial$1,831
American Group Administrators | Commercial$1,831
Bakery & Confectionery Union | Commercial$1,831
Cigna | Indemnity$1,831
Comprehensive Benefits Consultant | Commercial$1,831
Aetna | Commercial$1,922
Coventry | HMO$2,085
BCBS-NY Empire | Blue Access Large Group$2,107
APWU | Commercial$2,186
Centivo | PPO Cigna Medical$2,186
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All common services at St. Charles Hospital